Deciding when to retire can be a very scary proposition, one that can keep you up nights. We often hear from many clients who are truly wrestling with that life-changing decision. “I’m worried about working for too long, and then dying before I can have the chance to enjoy my retirement,” they say, nervous about when to pull the plug on their work life.Continue Reading
When it comes to financial planning, many people start off unaware of how damaging their bad financial habits can be but also relieved to find out that they may have been practicing some good financial planning all along. So to help you spot your own financial habits, we’ve collected some of the top Do’s and Don’ts of financial planning to help you shift your mindset around good money habits.Continue Reading
According to the Small Business Administration, 90 percent of U.S. businesses are family owned and employ 62 percent of the workforce. In addition, small companies fuel roughly 64 percent of the country’s gross domestic product. Then why do only 30 percent of such companies succeed in the second generation and just 15 percent make it to the third?Continue Reading
Before we delve into the topic of getting homeowners insurance for older homes, we must first answer the question, “Just what counts as an ‘older home?’” If you watch a lot of HGTV’s Fixer Upper or other home improvement shows, you might define an ‘older home’ as one built in the 1920s, 1930s or 1940s.Continue Reading
Not everything that happens to or in your home, or on your property, needs to send you running to your home insurance company to file a claim. It can be far smarter to not sweat the small stuff when it comes to filing claims, saving that step for when something truly catastrophic happens.Continue Reading
When seeking the best homeowners insurance coverage for your house and for your possessions, you might think that the insurance company’s walk-through cost estimator of your insurance needs will make the decision for you. But there are details that you need to think about and factor into your home insurance decisions as well.Continue Reading
When you’re looking for homeowners insurance policies, or just reviewing your existing policy for any adjustments you may need, it’s important to remember that not all homeowners insurance policies are the same.Continue Reading
Life insurance is an important part of your financial planning toolkit. If you were to die, your loved ones would benefit from your smart planning steps taken now with a windfall to help ease the burden of life expenses such as being able to make mortgage payments, pay for utilities and have a more comfortable cushion of money to live on without your income.Continue Reading
How much can you expect to receive in your social security benefits checks in the future? Here’s a basic look at how the SSA configures what your social security payments will be when you elect to start receiving benefits.Continue Reading
The question of should you convert your IRA into a Roth IRA and when is, of course, dependent upon your personal situation and financial position. Your financial advisor can help you look at where you are in your life right now – your age and financial outlook – to help determine if making the switch from IRA/401K to a Roth IRA makes sense for you.Continue Reading
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