Employee Benefits

RKG Financial works with small to medium sized companies to help them make important decisions as it relates to employee benefits plans. We offer objective advice and best of breed solutions as it relates to the complex and ever changing employee benefits arena.

To retain your top people and attract experienced and skilled workers, your business must offer more than a competitive salary. Employees in the job market today are seeking comprehensive benefits packages that go beyond the basic health insurance. Our employee benefits offering can help you attract and retain the best employees by offering them the very best in group benefits.

There is a vast array of benefit choices available in today’s plans from which employees can choose. Selecting the right options can be a complex and confusing task. As an example, a 401k plan is a common component of an employee benefit package but in a recent study that looked at how employees were allocating their funds in their 401(k) plan, roughly 10% were making appropriate investment allocation decisions. Most people need financial advice to maximize their portfolio, but because of liability issues, employers and the plan sponsors cannot help an employee make the right choices.

What makes our plan different?

There are two aspects to our group benefits plan that makes us different:

• The breadth of the financial products and services we offer is comprehensive, including both employer paid to employee paid benefits. This enables you to customize a plan that will be most suitable for your particular organization.
• Advice and education are the most crucial elements for the effective utilization of an employee benefits plan. Among the unique features of our package is the option to offer employees a comprehensive financial plan performed by a CFP. This may be offered in the format that can be tailored to suit the needs of the company. The plan can include as many or as few employees as the business owner determines is best for the business. The plan can be employer paid, employee paid, or some combination of the two.

Offering your employees a comprehensive financial plan as part of their employee benefits is unique to RKG Financial . Because we know how complex the financial landscape is, we believe objective advice is the most important aspect of our package. In addition, we take the liability off the employer and the plan sponsor and place that burden on us. This enables us to help your employees in ways never dreamed of before.

Services

• Retirement and Savings Plans:
  401k
  Pensions
  Profit Sharing
  SEP (Simplified Employee Pension) Plans
  New Comparability Plans
  College Savings 529 Plans
• Life and Health:
  Group and Individual Life Insurance
  Group and Individual Disability
  Group and Individual Long Term Care
  Group Health Insurance
• Optional Services:
  Comprehensive Financial Planning
  Income Tax Advice and Preparation
  Mortgages
  Home and Auto Insurance
  College Planning and Financial Aid Advice

The Ultimate in Employee Benefits

Your employees trust that you have their best interest in mind when it comes to protecting themselves and families. RKG Financial has years of experience dealing with every aspect of personal and business finance. We have found that although many employers offer their employees benefits, the employees do not know how to make the most of them. That’s where we can help. As a fully independent firm, we are able to offer your employees the advice they need, while helping you offer your employees the more price competitive programs available today.

Contact us to schedule your free introductory consultation. There is no obligation. We are confident that you will see great value in the services we provide.