Certified Financial Planner, Registered Investment Advisor, Massachusetts

How To Get Ready for Retirement

Debra — Thu, 15 Mar 2012 11:28:43 +0000

What are the important things to do to get ready for retirement? Bob recommends that people look at those things you can control and take them into consideration such as how long you want to work and how much money do you spend.

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Selling Your Business

Debra — Mon, 12 Mar 2012 11:27:11 +0000

If you own your own company, when should you get the company ready for sale?

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When to Start Taking Social Security Benefits

Debra — Thu, 08 Mar 2012 11:26:37 +0000

Should you take social security when you are eligible at 62? If you are in your early 60s and plan to work until you are 70, there is an income reduction to your social security benefit depending on how much you make. The longer you wait to take a benefit, the more you get annually.

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International Investments

Debra — Mon, 05 Mar 2012 12:21:40 +0000

In a long term perspective, international investments are important to have in a diversified portfolio. However, investing needs to be done unemotionally and over the long term.

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Banks and Lending

Debra — Thu, 01 Mar 2012 12:20:52 +0000

Banks are starting to lend money again but at a slow pace? If the economy is in recovery, why are they lending at a slow pace?

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1031 Exchange

Debra — Mon, 27 Feb 2012 11:17:42 +0000

What is a 1031 Exchange and how can you use it to avoid capital gains taxes? In this case, the question involves a commercial building what are his options if you want to sell.

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Turning Your House into an Investment Property

Debra — Thu, 23 Feb 2012 18:16:15 +0000

If you bought a house at the peak of the market and have lost value but now you want to move, can you turn your home into an investment property by renting it out and selling it later when the market returns?

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Disability Insurance

Debra — Mon, 30 Jan 2012 11:04:49 +0000

Bob and Michael Whitman discuss disability insurance.

A listener question asks: My employer pays for me to get 60% of my pay if I’m disabled. I figure that is OK as social security disability benefits should make up the difference. Is this logic sound? The answer is no. Hear why.

Listen to the discussion on disability insurance.

Long Term Care Insurance

Debra — Fri, 27 Jan 2012 11:34:34 +0000

Michael Whitman, RKG Financial’s life, disability and long term care insurance specialist, shares his expertise on long term care insurance and how it benefits those who need it.

Listen to the discussion on life insurance considerations.

Buying Life Insurance – Considerations

Debra — Wed, 25 Jan 2012 20:27:19 +0000

Michael Whitman shares his expertise life insurance and what you need to consider before you invest and some of the mistakes that have been made.

In addition, with people living longer, there are new scenarios that need to be considered.

Listen to the discussion on life insurance considerations.